Motor Vehicle No Fault Claims
A Michigan resident who is involved in a motor vehicle collision anywhere in the United States (or a non-resident who is involved in a motor vehicle collision in the State of Michigan), may be entitled to certain no-fault insurance benefits.
These benefits include the following:- Lifetime payment of all reasonably necessary medical and hospital expenses (subject to possible deductibles)
- Reimbursement for a portion of lost wages for up to three years after the collision
- Reimbursement of funeral and survivor’s loss benefits (when applicable) subject to certain limitations
- Mileage reimbursement to and from medical treatment
- Reimbursement for household replacement services
- Reimbursement for attendant care (assistance with therapy, dressing and certain other activities of daily living)
These benefits are called no-fault personal injury protection benefits and are different from the claims you may have against the owner or driver of the vehicle that caused your collision.
Under Michigan law you are entitled to these benefits. You do not need a lawyer to qualify for these no-fault benefits.
There are a number of factors that are very important to the amount of recovery you can make in a no-fault personal injury protection claim. You should consider these issues very carefully before presenting a no-fault claim on your own.
Some of these issues include:- Statute of limitations (generally you have only one year from the day on which the accident occurred to file a written application for no-fault benefits with the appropriate no-fault insurance carrier)
- Proving that you qualify for benefits.
- Importance of physician approval and verification of your need for certain benefits
- Identifying proper no-fault insurers
- Preserving your claim and providing proper notice to the insurer
- Filling out the application for benefits
- Statements you make in your application can significantly influence your benefits
- Verifying your wage loss claims
- Verifying your medical claims
- Time limits for recovering benefits
- Obligation of insurance company to pay penalties for unreasonable delay in paying benefits
- Right of insurance company to limit or deny benefits
- Right of insurance company to terminate benefits
The attorneys at Matz and Pietsch will be happy to explain your right to receive Michigan no-fault benefits without obligation or charge to you.
If you or a loved one is in need of legal assistance, call Matz & Rubin at 248-932-2800 or toll free 800-932-2080 or submit an online questionnaire. The initial consultation is free of charge, and if we agree to handle your case, we will work on a contingency fee basis, which means we get paid for our services only if there is a monetary recovery of funds. In many cases, a lawsuit must be filed before an applicable expiration date, known as a statute of limitations. Please call right away to ensure that you do not waive your right to possible compensation.
